Fixed Annuities

There are 2 types of insurance policies/contracts that offer fixed returns with no downside exposure. They are:

1. Deferred Annuities
2. Immediate Annuities

Fixed Deferred Annuities can give an investor a fixed guaranteed deferred rate during the accumulation period.  Contract guarantees are based on the claims-paying ability of the insurer.

Fixed Immediate Annuities will pay a guaranteed payment for a specific period or for life.

Are Annuities Right for You?

Take this quiz to see if Annuities are right for you.  See what you know, or don't know, about this investment option.