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Short term medical insurance offers an affordable method of obtaining health insurance on a temporary basis.  This type of plan is ideal for graduating students, individuals between employment or waiting for group benefits to kick in, as well as those who have been laid off and are looking for a lower cost alternative to Cobra. 

Short term plans offers major medical benefits, typically covering new injury and illness.  Plans exclude coverage for pre-existing conditions and wellness visits.  Most plans have a choice of deductibles and coinsurance, allowing you to customize the plan to your needs and budget.